Baker Insurance Agency
Homeowners Insurance
Baker Insurance Agency

News You Can Use

News Coverage! Equipment Breakdown For Homes

        We now offer equipment breakdown coverage for our Homeowners, Country Home, Adding this speciality coverage helps eliminate costly gaps in traditional homeowners policies, enabling us to offer you a more competitive product.

        Here's a basic coverage summary:

              • Applies to Coverage A and B
              • Applies to additional Farm Dwellings on Coverage E
              • $50,000 limit, any one accident
              • $500 deductible
              • $1,000 Loss of Use / Rents
              • Expediting Expenses
              • Valuation is Repair / Replace

        Refer to the coverage forms for additional details.

            Coverage A Value --------------- Price per dwelling
            $0 - $500,000 -------------------------- $20
            $500,001 - $1 million ------------------- $26
            $1,000,001 - $5 million ----------------- $31

        Please Note: This coverage will AUTOMATICALLY be added to all Agri-Range dwelling renewals beginning May 1st, and all renewals for Homeowners, Mobile Homeowners, and Country Home policies beginning July 1st. It is available NOW for new business, or to add by endorsement for Agri-Range dwellings, and will be available for new business or by endorsement to Homeowners, Mobile Homeowners, and Country Home policies on May 1st.

        If you have any questions regarding this excellent enhancement please contact us at: 934-4495   or